TONIK to UNIONBANK: Transfer Funds for FREE

Need to transfer funds from a Tonik account to a Unionbank account? Do it for FREE!

Last update: January 29, 2023

Send Money via Tonik App

Transfer Mode: InstaPay

1. Go to the Tonik App and login.

2. Ensure you have enough balance in your Tonik account (not in the Stashes).

3. Click on Send - To Another Bank - InstaPay, enter amount, select Purpose, click Next.

4. Choose Unionbank and enter the bank account details.

5. Follow the subsequent in-app instructions.

As of August 10, 2022, below indirect transfer is not FREE anymore as BDO Pay app started to charge Php25 per InstaPay transfer:

Indirect Transfer Via BDO

1. Transfer funds from Tonik to BDO (InstaPay).

2. Transfer funds from BDO to Unionbank (InstaPay via BDOPay App).

As of August 1, 2022, Komo starts charging Php8 per InstaPay transfer. Below indirect transfer is not FREE anymore.

Indirect Transfer Via Komo

1. Transfer funds from Tonik to Komo (InstaPay).

2. Transfer funds from Komo to Unionbank (InstaPay).

Happy transferring!

#TeamZeroFees