UNIONBANK to CHINABANK: Transfer Funds for FREE

Need to transfer funds from a Unionbank account to a Chinabank account? Do it for FREE!

Last update: March 9, 2023

OPTION 1: Send Money via Unionbank App

Transfer Mode: PESONet

1. Go to the Unionbank App and login.

2. Click on Send Money - Other Banks & E-wallets - PESONet - Chinabank.

3. Follow the subsequent in-app instructions.

If you do not prefer PESONet, the following indirect transfers provide you with InstaPay options:

OPTION 2: Indirect Transfer Via Bayad

1. Transfer funds from Unionbank to Bayad (Linked Bank Account).

2. Transfer funds from Bayad to Chinabank (InstaPay).

OPTION 3: Indirect Transfer Via CIMB

1. Transfer funds from Unionbank to CIMB (Dragonpay Bills Payment).

2. Transfer funds from CIMB to Chinabank (InstaPay).

OPTION 4: Indirect Transfer Via UNObank

1. Transfer funds from Unionbank to UNObank (Linked Bank Account).

2. Transfer funds from UNObank to Chinabank (InstaPay).

OPTION 5: Indirect Transfer Via ShopeePay and Seabank

1. Transfer funds from Unionbank to ShopeePay (Linked Bank Account).

2. Transfer funds from ShopeePay to Seabank (InstaPay).

3. Transfer funds from Seabank to Chinabank (InstaPay).

As of September 12, 2022, direct cash in from Unionbank Online from the Tonik app will incur a P30 transaction fee. Below option is not FREE anymore:

Indirect Transfer Via Tonik

1. Transfer funds from Unionbank to Tonik (InstaPay).

2. Transfer funds from Tonik to Chinabank (InstaPay).

As of August 10, 2022, Grab is now charging service fees for transfers to other banks/wallets. Below indirect transfer is not FREE anymore:

Indirect Transfer Via GrabPay

1. Transfer funds from Unionbank to GrabPay (Linked Bank Account).

2. Transfer funds from GrabPay to Chinabank (InstaPay).

Happy transferring!

#TeamZeroFees